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I believe that many already know of some of the major benefits to owning a home but here are a few that you may have not thought of or considered. TAX BENEFITS: One of the greatest breaks that you’ll get on paying taxes will come from owning a home and they got a little better not too long ago. For most of us (about 70%), we will need to get a mortgage when we buy a house. Well, there’s good news! A married couple filing jointly or an individual may write off their mortgage interest on loans up to $700,000. If a married couple is filing separate, the limit is $375,000. You can also deduct any points that you purchase to pay down the rate. So get your Houses For Sale Stephenville.